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Canton Bern · tax year 2025

Your Bern tax return, 2025

What Bern charges on your salary, what each of its 335 communes costs, and where its limits differ from federal law.

Filing app
TaxMe-Online
Deadline
15 March 2026Ask before your deadline: online it is free to 15 July, CHF 20 to 15 September and CHF 40 to the last date, which is 30 November 2026 this year (on paper or by phone: CHF 20, 40 and 60).
Communes
335Municipal rates from 89% to 220%
Build my guide freeWhat your commune costs

Your commune moves the bill more than you think

The canton levies its tax, then each commune adds its own rate on the same base. These bills come from the federal tax administration's 2025 calculator.

Household
Children
Gross salary

Bern · capital, 154%

CHF 16’379

Federal CHF 1’705 · Canton CHF 9’669 · Commune and personal tax CHF 5’005

Deisswil bei Münchenbuchsee · lowest rate, 89%

CHF 14’267

Federal CHF 1’705 · Canton CHF 9’669 · Commune and personal tax CHF 2’893 · CHF 2’112 less than Bern

Schelten · highest rate, 220%

CHF 18’524

Federal CHF 1’705 · Canton CHF 9’669 · Commune and personal tax CHF 7’150 · CHF 2’145 more than Bern

  • Federal
  • Canton
  • Commune and personal tax
Estimated income tax in each commune

Hover or tap a commune.

Tap a commune to see its bill.

All 335 communes by municipal rate

Each dot is a commune. Bern is marked.

100%125%150%175%200%Bern 154%

Lowest: Deisswil bei Münchenbuchsee 89%Highest: Schelten 220%

Income tax figures: federal tax administration calculator, tax year 2025, retrieved 2026-09-16. One earner aged 35, employment income, no wealth, no church tax, and the standard deductions the calculator applies.

Bills for Bern, Deisswil bei Münchenbuchsee and Schelten are the calculator's own. Every other commune is scaled from the capital's base tax by that commune's rate, which matched the calculator to within CHF 40 where we checked.

Municipal rates: federal tax administration, tax year 2025. Boundaries: swisstopo.

Where Bern is not the federal number

Your return is assessed twice, once for cantonal tax and once for federal tax. The same receipt can be worth more on one than on the other.

  • Insurance premiums, single

    BernCHF 2’450
    FederalCHF 1’800

    Without a pension fund or pillar 3a: CHF 3’600

    Plus CHF 700 per child (federal CHF 700)

    Higher in Bern

  • Insurance premiums, couple

    BernCHF 4’900
    FederalCHF 3’700

    With no pension fund or pillar 3a payment on either side: CHF 7’200

    Plus CHF 700 per child (federal CHF 700)

    Higher in Bern

  • Third-party childcare

    BernCHF 16’000
    FederalCHF 25’800

    Per child under 14. Meals and board do not count.

    Lower in Bern

  • Commuting

    BernCHF 7’000
    FederalCHF 3’300
    Higher in Bern

  • Second-earner deduction

    Bernup to CHF 9’500
    Federalup to CHF 14’100

    Bern allows 2% of the couple's combined earned income, up to this amount.

    Lower in Bern

The amounts above assume you pay into a pension fund or pillar 3a.

With a pension fund or pillar 3a, Bern grants this as a flat amount, whatever your premiums.

Deduction limits: Kanton Bern, Steuerverwaltung: TaxInfo 'Versicherungsabzug' (Steuerjahr 2025) and 'Abzüge 2025 auf einen Blick', Ziffer 4.2; statute Art. 38 Abs. 1 lit. g StG. www.taxinfo.sv.fin.be.ch

Deduction limits: Kanton Bern, Steuerverwaltung: Wegleitung Natürliche Personen 2025, Seite 14 (Kinderdrittbetreuungskosten) and TaxInfo 'Kinderdrittbetreuungskosten'; Art. 38 Abs. 1 lit. l StG. www.wegleitung.sv.fin.be.ch

Deduction limits: Kanton Bern, Steuerverwaltung: Wegleitung Natürliche Personen 2025, Seite 175 (Berufskosten, Fahrkosten); Art. 31 Abs. 1 lit. a StG. www.wegleitung.sv.fin.be.ch

Deduction limits: Kanton Bern, Steuerverwaltung: TaxInfo 'Zweiverdienerabzug' (Art. 38 Abs. 2 lit. a StG) and Wegleitung Natürliche Personen 2025, Seite 13. www.taxinfo.sv.fin.be.ch

Deadline: Kanton Bern, Steuerverwaltung: Wegleitung Natürliche Personen 2025, Seite 6 (Einreichefrist); 'Frist als Privatperson verlängern' (fee table, 15 November maximum, Betriebsunterbruch box); 'Geplanter Betriebsunterbruch'. Checked 2026-09-20

Let Bern's limits apply themselves

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